futuresme - supporting SMEs to achieve sustained profitability and growth

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The Credit Document

Credit Document

Author/Source: VSB Technical University of Ostrava

Format: Word Document

Cost: FREE


The purpose of this tool is to check your readiness for credit application and give you the summary of what will you need when approaching the creditors.

Commercial banks as creditors evaluate long-term liquidity and profitability of potential or existing debtors. Creditors use information from financial analysis to make decisions whether to loan money to companies or not. Based on the financial analysis done with the Financial Module and/or Financial Analysis Spreadsheet tools, here is the document ready to be used for testing your status before you make the decision.

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